CPP Retirement Pension Calculator
Canada Pension Plan — Estimate Your Monthly Pension
How old are you currently?
Enter your current age. You must be between 18 and 70 years old.
At what age do you plan to start receiving CPP?
You can start as early as 60 (reduced) or delay until 70 (increased). The standard age is 65.
What is your average annual employment income?
Enter your average gross annual employment income. The maximum pensionable earnings (YMPE) for 2025 is $71,300.
How many years have you contributed to CPP?
Total number of years you have made (or will make) CPP contributions. Maximum contributory period is approximately 39–47 years (age 18 to pension start, minus dropout years).
Your Estimated CPP Pension
Pension by Start Age
| Age | Adjustment | Monthly | Annual |
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For detailed estimates use the official CPP calculator. For guidance, contact Ansari Law.
Legal Disclaimer
This tool is provided exclusively for general informational and reference purposes by Ansari Law. It is not intended to constitute financial or legal advice, nor does use of this calculator create a solicitor-client relationship.
The estimates are simplified projections based on publicly available CPP benefit formulas. Your actual pension amount is determined by Service Canada based on your complete Record of Earnings and may differ from results shown here.
This calculator uses 2025 benefit figures. For legal or financial guidance, contact Ansari Law.
